Avid Benefits Terms of Service
Last Updated: April 18, 2024
Welcome to Avid Benefits! Please carefully read the following Terms of Service (“Terms”) before using our website located at avidbenefits.com and all related Avid Benefits web pages (collectively, the “Site”) or any services provided by Avid Benefits Inc. (“Avid Benefits,” “we,” “us,” or “our”). These Terms, along with our Privacy Policy, govern your use of the Site and our services (collectively referred to as the “Services”).
Agreement to Terms
By accessing or using the Site or our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not access or use the Site or our Services.
Privacy Policy.
Please review our Privacy Policy, which also governs your use of the Services, for information on how we collect, use, and share your information.
Description of Services.
- Initial Consultation. Our Services may include an initial consultation where we gather information about your Medicare insurance needs and preferences. Based on your responses, we will provide you with a shortlist of Medicare plans available in your area.
- Plan Recommendations. After the initial consultation, we may provide you with recommendations, guidance, and details regarding Medicare plans suitable for you. These recommendations are based on the information you provide us.
- Medicare Plans. For the purposes of these Terms, “Medicare plans” refer to Medigap, Medicare Supplement, Medicare Advantage (Part C), or Part D (prescription drug) plans.
- Informational Purposes Only. The content provided on the Site and through our Services is for informational purposes only and should not be considered professional medical advice. Always consult with your physician or qualified healthcare provider regarding medical decisions.
- Existing Coverage. Do not cancel any existing insurance until you receive written confirmation from the insurance company that your new policy is in effect.
Communications from Avid Benefits.
By providing us with your contact information, you consent to receive communications, including emails, calls, and text messages, from or on behalf of Avid Benefits. These communications may include information about our services, insurance options, assistance with applications, and reminders about Medicare enrollment deadlines.
You may revoke your consent to receive communications from Avid Benefits at any time by following the instructions provided in our communications or by contacting us directly.
Compliance with Law.
You agree to comply with all applicable laws, rules, and regulations while using our Services.
Changes to Terms or Services.
We may update these Terms or modify our Services from time to time. If we make any changes, we will notify you by posting the updated Terms on the Site or by other means. Your continued use of the Services after such changes indicates your acceptance of the updated Terms.
Who May Use the Services?
You must be 18 years or older and capable of entering into a binding contract with Avid Benefits to use our Services. Certain features of the Services may require you to create an account. You are responsible for maintaining the confidentiality of your account information.
Feedback.
We welcome your feedback, comments, and suggestions for improving our Site and Services. If you choose to submit feedback, you agree that we may use it without any restriction or compensation to you.
Submitted Information.
- By submitting information through our Services, including questionnaire responses and personal details, you grant Avid Benefits a license to use, copy, and modify your submitted information for the purpose of providing our Services.
- You are solely responsible for the accuracy and completeness of the information you submit through our Services. You represent and warrant that you have the necessary rights to grant us the license to use your submitted information.
General Prohibitions and Enforcement Rights.
You agree not to misuse our Services, including by posting or transmitting any content that violates these Terms. We reserve the right to monitor and enforce compliance with these Terms, and we may remove or disable access to any content that violates these Terms.
Links to Third-Party Websites or Resources.
Our Services may contain links to third-party websites or resources. We are not responsible for the content or services provided by these third parties, and you assume all risks associated with accessing these links.
Termination.
We reserve the right to suspend or terminate your access to our Services at any time, with or without cause. Upon termination, certain provisions of these Terms will continue to apply.
Warranty Disclaimers.
Our Services are provided on an “as is” basis, without any warranties or guarantees. We do not warrant the accuracy, completeness, or reliability of any information provided through our Services.
Indemnity.
You agree to indemnify and hold Avid Benefits and its affiliates harmless from any claims, damages, liabilities, and expenses arising out of or related to your use of our Services or violation of these Terms.
Limitation of Liability.
To the maximum extent permitted by law, Avid Benefits and its affiliates will not be liable for any damages arising out of or related to your use of our Services.
Governing Law and Dispute Resolution.
These Terms are governed by the laws of New York City, and any disputes arising under these Terms will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive your right to participate in class action lawsuits or class-wide arbitration.
General Terms.
- These Terms constitute the entire agreement between you and Avid Benefits regarding our Services and supersede any prior agreements or understandings.
- Our failure to enforce any provision of these Terms does not waive our right to enforce such provision in the future.
- If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.
Contact Information.
If you have any questions or concerns about these Terms or our Services, please contact us at info@avidbenefits.com or write to us at 405 Lexington Ave, 9th Floor, New York, NY 10016.
Thank you for choosing Avid Benefits for your Medicare insurance needs!